A mortgage broker is a liaison who negotiates mortgage loans for individuals/businesses. The market for mortgages is hugely competitive and has increased the needs for mortgage brokers. It is only fitting that mortgage brokers are the highest sellers of banks’ and lenders’ mortgage properties, especially in the world’s biggest mortgage markets.
The job of a mortgage broker is to find a bank or lender that a business or individual is specifically seeking for, along with the loan the business or individual requires. The brokers are usually controlled so as to make certain they comply with the financial laws in the places they operate. This control/regulation depends on the brokers’ operation jurisdiction.
The following are the various banking activities and what they entail:
· Private banking (this provides wealth management to individuals and families with a high net-worth).
· Retail banking (deals with small businesses as well as individuals).
· Investment banking (deals with financial markets and their activities).
· Business banking (this provides banking services to businesses in the mid-market).
· Corporate banking (deals with large business and corporations).
· Land mortgage banking (this provides and/or services land mortgage loans).
Below are some of the mortgage brokers in Sunderland:
1. Taylor Hall Mortgage Advice
Taylor Hall is the number one mortgage broker in Sunderland. The company is actually base din Seaham and deals with remortgages and mortgages.
They are pretty much the first choice option for most people looking for mortgages or remortgages in the city simply because they have some of the best contacts around thus offer the best deals. However, make sure you have a good credit rating because this is the only way to get the best deals.
Should you have had financial problems with CCJs or any other large debts then as with any other mortgage company, Taylor Hall will not be able to tap into their best deals; although, you'll still get a great deal with these guys.
Here's some features for the number 1 Mortgage broker Sunderland has to offer:
· They provide their services to anyone within the UK, regardless of where you are.
· They offer expert advice on residential and buy-to-let products.
· By contacting them, you save a number of credit checks that would be logged in to your file. This is a good step in avoiding a refusal for a mortgage.
· There are many different criteria that go into mortgages, and Taylor Hall knows them all.
· They will do all they can to ensure you successfully get your mortgage at the first time of asking.
· Whereas some brokers charge up to 1 percent of the price of your purchase, Taylor Hall provides their services without this sort of fee.
· You can get any and all the advice you need without obligating to anything.
· If you have been denied a mortgage, they may be able to help.
· They will advice you on the whole market.
2. Ashleigh Mortgages
Ashleigh Mortgages is one of the best mortgage brokers in Sunderland. You can book an appointment at the office in the Doxford International Business Park.
Whether you are looking for a new mortgage, a remortgage or help to buy a house, Ashleigh Mortgages will provide you with the best possible services. They have the most qualified advisers and brokers and are up-to-date on the best and latest in technology that allows them to scour the market and give you the best possible rates.
Ashleigh Mortgages is associated with a few of the biggest and best mortgage clubs throughout the UK and hence can comfortably offer the most exclusive of products that you are not likely to find on the high street.
If you are a home buyer or a home owner, feel free to speak to the professionals at Ashleigh Mortgages for any expert advice you may need.
Instead of spending weeks and possibly months making various appointments with various lenders and banks (who offer only a small range of products), try Ashleigh Mortgages and spend only a few minutes and get results from all over the market.
All clients of Ashleigh Mortgages have can very easily trust the company to find the very best products. Their current clientele refers them to anyone they can that is looking for mortgage services.
If you are looking for reasons to get in touch with Ashleigh Mortgages, here are a few:
Call Ashleigh Mortgages at 0333 7720 173 for free mortgage advice.
3. City Financial Solutions
City Financial solutions provide top advice to clients and look to maintain a long relationship with them.
A good number of people do not review the individual aspects that relate to financial planning and protection for themselves, for their families and/or for their businesses and employees.
You can ask City Financial Solutions about Legal and General’s Investor Portfolio Service. They use these policies for all their insurance and investment business.
Contact City Financial Solutions on 01915 630885.
4. Approved Mortgage Solutions Ltd
Approved Mortgage Solutions specializes in the provision of high quality and expert advice regarding mortgages and insurance. No matter the situation, Approved Mortgage Solutions Limited will be on hand to provide advice to help you through it. It doesn’t matter if you are buying your first home or your thousandth.
Along with mortgages, professional advice regarding insurance will also be provided. This will help protect you from the various risks you could be exposed to as a home buyer or owner. Among the things they advice on are accident sickness, unemployment, life insurances and critical illness protection, buildings and their contents and income protection. They also ensure you are provided with services you can depend on from reputable companies. Thus, Approved Mortgage Solutions will not only help you get the home you desire, they will help you retain it for years and years to come.
You will scarcely find professional personal advice this good, this easily.
The initial meeting is free, so feel free to contact them and schedule it. In this meeting, you will discuss all your financial needs and the solutions that AMS can offer.
5. Russell Young IFA Ltd
Russell Young IFA Ltd is determined to ensure you do not get your mortgage wrong, considering the enormity of this expenditure. The company will help you find the very best from the multitude of mortgage lenders and banks that offer those services.
Whether you are a first time buyer, moving into a new home, buying to let or you want to remortgage to a lower rate (hence save more money), Russell Young IFA Ltd will assist you with the highest quality mortgage service.
They will give you advice on the whole market, not just a portion of it, and will recommend the best deals. These deals will meet all your financial and personal requirements. As the process goes on, Russell Young IFA Ltd will do all the paperwork and applications for you so you don’t go through the hassle.
There are a number of mortgage brokers in Sunderland. It is advisable to look through as many of them as possible to know what to expect and to judge for yourself which service will help you meet all your needs.
Banks that deal with mortgages
If you decide to go directly to a bank, you will be tied into their deal rather than being able to get a mortgage broker to negotiate you a better deal.